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Best maternity insurance?

I was wondering what the best health insurance out there for maternity and child birth is? Right now I have pretty basic health insurance, as I am very healthy and don’t need to go to the doctor often, but once I get pregnant (we’re going to try in the next year or so) I plan on switching my insurance so that I’m paying the minimum out of pocket for all (or most of) those doctor’s visits and labs, etc. What is the best provider/what type of coverage should I be looking for? How much did it cost YOU to have a baby (the actual medical bills) and how much should I expect to pay each month for my premium?

Answer

We have Blue Cross Blue Sheild. My first pregnancy cost $387,000.00 because I was in the hospital for 99 days due to complicattons. It only cost us a $50.00 copay, out of pocket, and that’s only because I requested a private room.

Copays for sonograms and OB visits were $15.00. Scripts if needed are $7.00, $15.00, and $30.00 for medicine that is not generic, which is very rare.

Also, both of my girls are covered until age 18 will all doctor visits, no copays.

We pay $240 a month, but my husband gets it through his employer. I’m sure its more if you sign up for a plan individually.

They are the most wonderful plan when it comes to pregnancy. I am extremely high risk and have had 2 pregnancies under this plan, and 2 under another, and this one is in a class of its own.

Good luck!

Source(s):

Wife of my handsome Army Vet, and Mommy of two gorgeous little girls and two [B,G] angel babies.

What is the best health insurance company to go through for maternity insurance.?

What is the best maternity health insurance company to go to in Tennessee. Me and my hubby want to start having a family and need to get some insurance.

Answer

check out this site.

  www.mostchoice.com/affordable-health-ins…

Maternity Health Insurance?

This is probably a weird place to ask this, but having trouble finding an answer online. I have individual health insurance, and my plan will not cover a pregnancy if conception occurs before 6 months after I add the maternity coverage. I am not currently pregnant, however I would like to begin trying before 6 months from now. Does anyone know of a health care plan that you can add maternity coverage to, and not have a waiting period for conception? For instance, if I opted for extra coverage in October and became pregnant in Dec., could I be covered?

Answer

A lot of Insurances consider a pregnancy a ‘pre existing condition’ and will not cover you if you get pregnant within the first year of getting the Insurance Policy.

I suggest you look into several different policies.

We have Blue Cross PPO and I changed my plan in July and got pregnant in October, it was covered. Pregnancy is automatically covered in my plan, I didn’t have to ‘add’ Pregnancy; it’s part of Blue Cross coverage. Just make sure you have the Insurance for a full 30 days before you become pregnant.

Maybe you should switch to Blue Cross PPO or HMO.

What is the best company for Maternity Health insurance?

I’m not looking to go on medicaid, I don’t want to use taxpayers money if I can afford a reasonable individual health insurance plan. I am very early on in pregnancy and would like to know if anyone knows of a good plan with reasonable rates. I would appreciate it if you had details (plan names). We can afford a deductible of around $4000 or less.

Answer

You may want to try a website that compares multiple companies at once to get you the best price & maternity coverage. I am paying less than ½ after I did.

Go to: http://www.insureme.com/landing.aspx?Ref…

Take care,

Casey

What are my best options for self-employed health insurance with maternity in Illinois?

I am leaving a well paid corporate job with great benefits to work for myself. I was recently married and my wife wants to have children soon. She does not have benefits through her job so I need to ensure we are covered well. What are some great options for affordable health coverage in Illinois that includes maternity and what’s the time frame before maternity coverage kicks in?

Answer

Maternity is very expensive on an individual policy. The wait is usually 1 year, meaning the pregnancy can’t begin until after a year has elapsed. Maternity is about $350 to $450 extra a month. But it is very worth it if there are any complications.

Probably BCBS is your best bet.

You can get a quote by going to www.bcbsil.com, just enter your zip and go from there.

You might consider a high deductible HSA plan too, but you would still need to add maternity to that plan.

I received this H1n1 virus update fwd email from my personal banker in India :

”
PLEASE GO THROUGH THIS
My dear Presidents,I agree with you that swine flu awareness is needed, but there is no need to be panicky and join the publicity propaganda carried out by media and others which acts as a vehicle to spread misconception than to spread scientific information.These are few facts about swine flu when discussed with the leading epidemiologists.

1) Swine flu, that is H1N1 flu is not new, first detected in 1987
2) Infective stage of flue is 5 days, 1 day before and 4 days after onset of symptoms. The best way to prevent it spreading is asking patient having symptoms of flu like fever cough and running nose to take rest at home for 4 days so he does not transmit it
3) Masks are of limited value if any, in this disease, it can spread through droplets on your skin, through contact etc, and I have seen that the masks in Pune are worn as fashion statement, while walking on road today morning I saw people wearing masks coming out for a morning walk with their dogs!, many wearing masks around their necks, and so on, infact these masks shall act as the vehicles to carry the virus, instead, avoiding crowded places or cinema halls or malls where airconditioners are on, is advisable, because you get recirculated air, where the virus density multiplies
4)Death after H1N1 flu is not common, infact infections like measles is taking toll of thousands more every year, and we are oblivious of the facts. Swine flu is being blown out of proportion by media trying to create hysteria among lay people.
5) Fever accompanied by respiratory distress, should be immediately notified which is likely to be a complication of H1N1 flu
6)The mortality is less than .01 percent of those affected, that means may be one in 10,000 affected is likely to suffer the life loss.
7) If you remember, 2 years ago SARS was blown out of proportion, what happened? Humans develop immunity to the virus, the same is going to happen, we develop immunity in due course of time, the virus is in the air, you can not stop it, our body is already developing the immunity so nothing to panic.

We need to take care of children and elderly who have less immunity and do not let them go to crowded places that is all . WE MUST START THIS CAMPAIGN OF NOT TO BE AFRAID OF THIS FLU AND LET YOUR DAILY WORK CONTINUE AS NORMAL, NO MASKS FOR ORDINARY CITIZENS, HEALTH CARE WORKERS OR SPECIFIC EXPOSED TO LOT OF CROWDED ENVIRONMENTS MAY BE BENEFITTED, NOT PROVEN.

I am amazed to hear that people are selling masks of RS 20 each which are available to less than Rupee 1 in the market.
See who is getting benefitted?

Please spread the scientific info, do not join the band wagon and stick to science, that should be the order of the day.

Deepak Purohit
District governor
3131

”

Seasonal Flu Updates

    
    

Which is the best emergency contraceptive pill available in india?

we have sex once a week and do not like to use condoms. i want to know the contraceptive pill in India which has no or very less side affects.

Answer

I’ve heard a lot about I-pill, however, it is an EMERGENCY contraceptive as you say and not to be used weekly. If you use it weekly it could cause hormonal complications in the female. It’s also far more expensive and far less effective than other forms of birth control.

See a doctor and ask about the normal, one-a-day birth control pill, not emergency contraceptive. If the girl takes one pill a day then you can have sex without condoms and not get pregnant.

Harriet

Which is the best birth control pill for breast enlargement?

I’m on Microgynon at the moment and have only been on it a month but have noticed some side effects. I was thinking of changing but am interested in the best one for breast enlargement?

Answer

I’ve heard that Yasmin is good for breast growth.

I’m on Yasmin, and so are some of my friends who say they’ve noticed a massive difference

What is the best birth control pill-least estro and least side effects?

Answer

There isn’t any. You must weigh these cons:

 The disadvantages include the following:

  * There are long term health effects

  * You must remember to take them daily.

  * You may have nausea or spotting (or both) during the first month.

  * Side effects can include headaches, depression or decreased libido.

  * They provide no protection against sexually transmitted infections.

Whats the best birth control pill and can u get preg on the birth control pill?

Answer

i got pregnant on the pill and used a condom neither one of them is 100% even if you are careful with them,i took my pills everyday and used a condom just in case but still got pregnant some how so yes there is still a chance but this is only if you are very fertile if your not you won’t get pregnant so easily and your chances of getting pregnant on the pill are low if you are fertile like i was your chances would be higher and the gyno would tell you that. If you miss the pill for one day the next day you should take 2 if you missed 3 days you need to take 3 pills doing after the 3rd day this will increase the power and you can be protected more so this way but only if you missed a day or more this is not to be done just for fun i wouldn’t recommend you take any form of birth control until you find out that you can have kids in the future cause birth control can mess up your body with their side effects it did to me and now my gyno doctor said she don’t know if i can have
 kids so think about it before you take them or if you already are start thinking about your future and ask your doctor lot of questions ask her to give you test to

Which emergency contraceptive pill is best Ipill (Cipla) or Unwanted 72 (Mankind Pharma’s)? and Why?

Answer

How about none of them, how about live up to the responsibility of what your doing. If you don’t want kids, don’t have sex. You know sex is the only thing that makes kids, stop thinking of your own pleasure and think of the consequences

About My Birth Control Pill?

hey

so i’m going on the new birth control pill Yaz!

does anyone know if it causes acne and things like that cause i’ve watched some video’s on youtube and ppl talking about it but they’re aren’t actually on it

so if any of u guys are on it and know anything about it at all let me know!

does it help with bloating, pms, headaches, acne,shorter periods etc!

help!

Answer

the contraceptive pill actualy STOPS acne

i started taking it to clear up my back spots, it worked

yes it helps with periods, making them shorter alot of the time

but no, not with headaches ive found mine add to this

however you can try different pills until youve found the right ones for you

It doesnt help with pms, as you are taking a hormone and ive found when ive skipped periods (not taking a break) i get pms worse

Condom + Birth Control Pills = No Pregnancy?

If I am on birth control pills, and my bf uses condoms, and I do my part and take my pill at exactly the same time everyday, without missing one, what are the possibilities of pregnancy? I was reading online and I found that condoms & bc pills together are only 90 - 95% accurate, which is pretty good if you’re looking at the numbers, but when you say “you have a 5 - 10% chance of getting pregnant” its a little scarier…

I’m trusting that my boyfriend knows how to put a condom on right, but I’m doing everything in my part to take my pill at the same time.

Please don’t say “NONE” or “THERE IS ALWAYS A CHANCE”. I want numbers lol

Answer

The Combined Oral Contraceptive Pill (COCP), often referred to as the birth-control pill, or simply “the Pill”, is a combination of an estrogen (oestrogen) and a progestin (progestogen), taken by mouth to inhibit normal female fertility. The estrogens and progesterones present in the pill completely inhibit the chance of your ovaries to produce eggs for the sperms. Further you said your partner is using the barrier-precaution too so preventing sperms to enter either. Although 1 sperm can make a woman pregnant but this is not at all the case. Thing is that 1 sperm needs a reinforcement of atleast 2 lacs sperms to do its job according to the book Langman Embroyology of Medical Sciences. So you are 99% on the safe side. Infact you are 100% but i leave 1% for the fact someday you forget to take the precautions, otherwise you are completely safe.

Hope it Helped,

Doctor EA

Source(s):

Langman Embroyology, Keith L Moore How a Baby Develops.

Where i can buy a contraceptive pills in japan?

location

pharmacy name

brand

Answer

The reduced availability of the contraceptive pill is the reason that Japan has a rather high level of abortions.

Unfortunately it is difficult for Japanese women to obtain the contraceptive pill.

Sad, so sad.

Edit: What’s with the thumbs down? Everything I have said is true. Perhaps you would like to read this article for more information. http://www.prochoiceforum.org.uk/comm13.…

To quote: ” The prevalence of abortion among Japanese women combined with their lack of support for the legalisation of oral contraceptives has perplexed many observers. Do Japanese women believe abortion is safer than oral contraceptives? A survey showed that about 60% of women who were about to have abortions rejected the idea of taking the Pill for fear of ‘negative side-effects’.”

Source(s):

I used to live in Kobe.

Yaz birth control pills?

I have been on Yasmin birth control pills for a long time now, and before that, was on other birth control pills. I always took pills for 3 weeks, and then in the fourth week (my period week) didn’t take them of course, or just took the non hormone pills. Well, I started Yaz because they have lower estrogen levels and are better for you in general, and I just noticed tonight that you take 3 extra hormone pills? There are 24 hormone pills, and only 4 “sugar” pills. I don’t get this. Should I just take 3 weeks worth like I have pretty much all my life? Or should I take the 24? I am not sure what to do or what to expect. Any advice would be appreciated. Thanks! :o)

Answer

Take the pills exactly as they are prescribed, take 24 active pills and then take the 4 sugar pills. Your period will probably start on the 3-4th sugar pill and you will still be having your period when you start he active pills again. Yaz just is set up different from what you are used to but you should take all of the pills every month.

best wishes..

For got to take birth control pill at time i was suppose to. What do i do?

I usually take the pill between 915-930 today i for got took it at almost 11. Do i or am i suppose to do something?

Answer

If you forget to take a birth control pill, take it as soon as you remember. If you don’t remember until the next day, go ahead and take 2 pills that day. If you forget to take your pills for 2 days, take 2 pills the day you remember and 2 pills the next day. You will then be back on schedule. If you miss more than 2 birth control pills, call your health care provider for instructions. Those instructions may be to take one pill daily until Sunday and then start a new pack or to discard the rest of the pill pack and start over with a new pack that same day.

Any time you forget to take a pill, you must use another form of birth control until you finish the pill pack. When you forget to take a birth control pill, you increase the chance of releasing an egg from your ovary. However, if you forget to take any of the last 7 out of the 28 day pills you will not raise your chance of pregnancy since these pills contain only inactive ingredients. If you miss your period and have forgotten to take one or more pills, get a pregnancy test. If you miss two periods while taking the cyclic birth control pills (those that have the “inactive” pills at the end of the pill pack) even though you have taken all your pills on schedule, you should get a pregnancy test.

Source(s):

myself.